Independent Insurance & Retirement SolutionsCall Phil: (720) 243-2801
Phil BickingIndependent Insurance Broker
Independent advice · Personal service

Insurance guidance that starts with a conversation.

Protect your family, review existing coverage, or explore retirement-income options with direct attention from Phil Bicking.

Explore life insurance, final expense, disability coverage, and annuities from available carriers—without a one-size-fits-all approach.

Request a ConsultationExplore Life QuotesCall (720) 243-2801

No obligation. Coverage is subject to licensing, carrier availability and underwriting.

Insurance solutions

Protect what matters. Plan what comes next.

Life Insurance

Term and permanent insurance to help protect loved ones and financial obligations.

Final Expense

Options designed to help families plan for funeral and other end-of-life costs.

Annuities & Retirement

Discuss existing annuities and retirement income or asset transition goals.

Existing Policy Reviews

Evaluate whether your current coverage still suits your objectives.

Disability Insurance

Explore income protection for eligible illness or injury.

Business & Family Planning

Consider beneficiary and continuity planning needs.

About Phil Bicking

Direct attention from an independent broker.

Philip K. Bicking works with individuals, families and business owners to explore insurance and retirement-related options from available carriers.

Your goals and existing arrangements come first, followed by a discussion of coverage, underwriting and practical next steps.

What to expect

  • A clear conversation about your needs
  • A review of potentially appropriate options
  • Explanations of important policy considerations
  • Personal follow-through
Licensing information

States with reported active authority

The supplied website lists these states as having at least one active line of authority as of its October 9, 2026 NIPR report. Authorization varies by product and state.

ArizonaColoradoFloridaIdahoIowaKentuckyMaineMichiganMissouriNew JerseyNew YorkNorth CarolinaOhioOklahomaPennsylvaniaSouth CarolinaTexasWashingtonWest VirginiaWisconsin

Active authority in one insurance line does not establish authorization to sell life insurance or annuities in that state. Current licensing and insurer appointment must be confirmed before discussing specific products.

Carrier relationships

Insurance carriers

Carrier relationships reported on the supplied website. Appointments and available products vary by state and can change.

AmeritasGerber LifeCICA LifeAmerican General LifeAetnaMutual of OmahaWellcare

Names are provided for information only. No guarantee of active appointment for every carrier, state or product.

Get in touch

Tell Phil what you want to accomplish.

Review an existing policy, ask about new coverage, or discuss an annuity or retirement transition.

Phone: (720) 243-2801
Email: info@philbicking.com

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